Appraisal services for Oswego and Kendall County homeowners

Here are the top seven reasons why IL homeowners order from PS Professional Inc.:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Kendall county or IL

Do you own a house in or near Oswego? Do you need help deciding the price of your real estate?
Contact PS Professional Inc..

We at PS Professional Inc. understand the special needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at PS Professional Inc., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. PS Professional Inc. is seasoned in helping consumers just like you remove unneeded PMI insurance.

Challenge Kendall county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down or not appreciating as much as other houses close by. That only means you are going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from PS Professional Inc. is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. PS Professional Inc. can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a seasoned professional double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from PS Professional Inc. can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.